At the beginning of this new year, you certainly have a number of resolutions in life. In general, almost everyone will make a number of improvements that can take their lives in a far better direction than before. This is the purpose of a resolution, so it is not surprising if you also do the same thing in life at the beginning of this year.
Among a number of resolutions that are most often made, finance is no less important. Whatever your financial condition in the past year, surely you still want a much better condition this year. A financial resolution will help to be easier and more efficient in managing finances so that financial conditions will be much better than in previous years.
The first step that must be taken to initiate financial resolution is to prepare a financial budget. You can create a new budget or even just improve the budget that was used before.